Introduction

These Terms of Use (the "Agreement") are a contract between you and Seven Billion Technologies Pvt. Ltd. ("Nector The Cashback Club", “Nector” or "The Cashback Club") and govern your access to and use of the Nector The Cashback Club mobile application (the "Nector The Cashback Club Mobile App"), the Nector The Cashback Club browser extension, the Nector The Cashback Club website located at https://nector.io/the-cashback-club and all other Nector The Cashback Club-branded websites (each, a "Website"), and other software applications and online services provided by Nector The Cashback Club (collectively, the "Service").

Users Based in Canada, Australia, New Zealand, India, Mexico, Brazil, United States, UK, Europe or Poland

If you are based in Canada, Australia, New Zealand, India, Mexico, or Brazil, you agree to the applicable supplemental terms that are included at the end of this Agreement, so please review them carefully.

Accepting the Terms

By using any portion of the Service, you agree to comply with and be bound by this Agreement. This Agreement applies to you regardless of whether you are a "Member" (which means you have created an account with Nector The Cashback Club) or are a "Visitor" (which means that you are using the Service but have not created an account with Nector The Cashback Club). The term "you" or "User" refers to a Visitor or a Member. The terms "we" or "our" or "us" refer to Nector The Cashback Club. You must be an individual and at least 18 years old, or the age of majority in your state, province, or country of residence, to use the Service. You may not use the Service or accept this Agreement if you are not of a legal age and able and competent to form a binding contract with Nector The Cashback Club. If you use the Service, you represent that you have the capacity to be bound by this Agreement. The Service is for personal, non-commercial use. You agree that you are not using the Service for or on behalf of any third-party, or for any commercial purpose.

THIS AGREEMENT CONTAINS (1) AN ARBITRATION PROVISION; (2) A WAIVER OF RIGHTS TO BRING A CLASS ACTION LAWSUIT AGAINST US; AND (3) A RELEASE BY YOU OF CLAIMS FOR DAMAGE AGAINST US THAT MAY ARISE OUT OF YOUR USE OF THE SERVICE, TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW. BY USING THE SERVICE, YOU AGREE TO THESE PROVISIONS.

Amendments to this Agreement

Nector The Cashback Club may amend this Agreement or other policies that govern the Service from time to time. Any changes to the Agreement will be posted to https://nector.io/tcc/terms-and-conditions, and the posted Agreement will indicate the date the Agreement was last revised. If you do not agree to the changes, you must uninstall any applicable Nector The Cashback Club software and stop using the Service. By continuing to use the Service after any changes to this Agreement are posted on the Website, you agree to be bound by those changes.

Privacy and your Personal Information

The Service is subject to Nector The Cashback Club's privacy and data protection practices (our "Nector The Cashback Club International Privacy Statement"). Please read the Nector The Cashback Club International Privacy Statement found at https://nector.io/privacy-policy. Our Nector The Cashback Club International Privacy Statement explains how Nector The Cashback Club collects, uses and shares your information when you visit our Website, use the Nector The Cashback Club Mobile App or otherwise access the Service. By using the Service, you consent to Nector The Cashback Club's collection, use, and sharing of your information as set forth in our Nector The Cashback Club International Privacy Statement.

Description of the Service

The Service includes a suite of tools that allows Users to search for deals, coupons, discount codes, and exclusive offers, to learn pricing and product information, and to look for savings when shopping online. As described in more detail below, Members can also use the Service to earn Nector The Cashback Club loyalty rewards points (as defined below). Nector The Cashback Club offers a variety of ways to access aspects of our Service, including the Website, browser extension and, in some countries, the Nector The Cashback Club Mobile App. Not all aspects of our Service will be available through all channels or in all locations. For example, some aspects of our Service may only be available through the Nector The Cashback Club browser extension, or for users in certain countries.

In addition, you must become a Member to access some portions of our Service, including to earn and redeem Nector The Cashback Club loyalty rewards points.

Nector The Cashback Club does not charge fees to you for its Service. We try and locate the best publicly available discounts and coupons, track product pricing, and negotiate exclusive offers that may be better than other publicly available deals. We make money to sustain the Service when you purchase or engage with these offers. While we try and find you the best available discounts and coupons, and to identify low prices, we may not always find you the best deal. Nector The Cashback Club is not responsible for any missed savings or rewards opportunities.

While we attempt to provide accurate descriptions for the products, offers, coupons, discount codes, sales and other information shown within or through the Service, much of the information we display (including many coupons and offer descriptions) is provided by third parties that we do not control. We do not warrant that the product descriptions, third-party offers or discount codes, or related merchant information or terms shown through the Service (including the browser extension, Website, Nector The Cashback Club Mobile App or emailed offers) are accurate, complete, reliable, current, or error-free. The inclusion of any products within the Website or Nector The Cashback Club Mobile App at a particular time does not imply or warrant that these products will be available at any other time.

Offers, coupons, and discount codes are provided subject to availability. Exclusions, restrictions, and terms and conditions (including third-party merchant exclusions, restrictions, and terms and conditions) may apply. Deals change often, and due to this, your application of offers, coupons and discount codes at checkout may or may not result in savings for your order.

Merchant Websites and Purchases

The Service allows you to view information about products listed for sale by third-party merchants online, find offers on those products, and track pricing information. Nector The Cashback Club may provide product information and savings opportunities through our browser extension when you are on a third-party merchant's website. You may also reach a third-party merchant website through a link from the Website or emailed offer, or a merchant website may be displayed to you through the Nector The Cashback Club Mobile App. However, in all cases any merchant product will be purchased directly from the merchant and through the merchant's website. You are not buying the product from or through Nector The Cashback Club. Nector The Cashback Club is not a re-seller or distributor of any products of third-party merchants.

Merchant Returns

If you are unhappy with your merchant product purchase, if you wish to return your merchant product, if you ordered a merchant product and it has not arrived, or if you have another customer service inquiry regarding your purchased merchant product, you will need to contact the third-party merchant from whom you purchased the product. Nector The Cashback Club is not involved in your merchant product purchase and is not able to assist with any customer service inquiries or returns related to that purchase. To assist you with customer service concerns, Nector The Cashback Club may, for some merchants, include the merchant's contact information within the Nector The Cashback Club Mobile App.

Nector The Cashback Club Offers and Third-Party Links

Nector The Cashback Club may display to you Nector The Cashback Club offers and other personalized and non-personalized pricing and product information regarding goods and services offered by third-party merchants. These offers and product information may be provided in several ways, including as links to third-party websites or as coupons or discount codes you can apply to your purchase of products offered by third-party merchants.

Additionally, Nector The Cashback Club may display to you certain product-specific offers, which may offer you a specific amount of Nector The Cashback Club loyalty rewards points if you purchase a specific item from a specific third-party merchant ("Nector The Cashback Club Offers"). Not all Nector The Cashback Club Offers will be available on all devices, web browsers, or through all channels. For example, we may display a specific Nector The Cashback Club Offer to you on your mobile phone, but that same offer may not be available to you via your desktop computer or other device. Similarly, we may display a specific Nector The Cashback Club Offer to you while you are using a particular web browser, but that same Nector The Cashback Club Offer may not be available to you via a different web browser or through a different channel, such as the Nector The Cashback Club Mobile App. If shown a Nector The Cashback Club Offer, you must follow the instructions displayed to you on that device and channel (and if, applicable, in the same web browser which the Nector The Cashback Club Offer was displayed to you in) in order to take advantage of the offer.

To improve our services, Nector The Cashback Club may track how you use the services we provide, including whether you click on Nector The Cashback Club links to third-party websites, your actions on those third-party merchant websites, and whether you use the discount or coupon codes displayed by Nector The Cashback Club.

Nector The Cashback Club Is Not Responsible for Third Parties

All products you purchase from a third-party merchant, including those linked from the Website or Nector The Cashback Club emailed offer, or displayed through the Nector The Cashback Club Mobile App or through the Nector The Cashback Club browser extension, are: (a) priced by the applicable third-party merchant (including whether such prices include applicable local, provincial, state, or federal taxes, and any additional fees, such as shipping and handling); and (b) fulfilled, shipped, and otherwise serviced (including but not limited to the processing of returns, refunds, and cancellations) by the applicable third-party merchant and not by Nector The Cashback Club. Nector The Cashback Club is not responsible for any third-party merchant products or any information contained on the third-party merchant's website (including if the third-party merchant's website is displayed through the Nector The Cashback Club Mobile App).

You agree that your purchase from a third-party merchant is subject to such merchant's own terms and conditions applicable to such purchase. You agree that Nector The Cashback Club is in no way responsible or liable to you for any products you purchase through or using the Service, including for any product liability claim, improper charges, delivery failures, pricing errors, or inaccurate product descriptions. You acknowledge and agree that Nector The Cashback Club is not liable or otherwise responsible for any breaches of credit card or debit card security or privacy by any third-party merchants.

Nector The Cashback Club does not endorse, warrant or guarantee the products or services that are displayed through the Service, including through Nector The Cashback Club Offers and other advertised links to third-party websites. Nector The Cashback Club is not an agent, distributor, re-seller, broker or otherwise responsible for third-party merchants or the activities or policies of those merchant websites, or the products or services available on them. Nector The Cashback Club does not promise or guarantee that the product details, prices, coupon availability or other service terms, rates or rewards offered by any particular advertiser or other third party via our Service are the best prices, best terms or lowest rates available in the market.

When you access third-party websites through our Service, you accept that there are risks in doing so, and that Nector The Cashback Club is not responsible for such risks. We encourage you to be aware when you are on a third-party merchant website and to read the terms and conditions and privacy policy of each third-party website or service that you visit or utilize.

Nector The Cashback Club has no control over, and assumes no responsibility for, the content, accuracy, privacy policies, or practices or opinions expressed in any third-party websites or by any third-party that you interact with through the Service. In addition, Nector The Cashback Club will not and cannot monitor, verify, censor or edit the content of any third-party site or service.

By using the Service, you release and hold us harmless from any and all liability arising from your use of any third-party website or service. If you have a dispute with any third-party (including a merchant from whom you purchase a product in connection with the Service), you agree that Nector The Cashback Club is under no obligation to become involved. To the maximum extent permitted by applicable law, you release Nector The Cashback Club, our parent company Nector, our affiliates, and each of their respective officers, employees, agents, and successors from claims, demands, and damages of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to any dispute you have with a third-party in connection with the Service.

Nector The Cashback Club Checkout

Nector The Cashback Club Checkout is only available for users in certain countries and may not currently be available in your country or location.

If you are located in a country where Nector The Cashback Club Checkout is available, you may be able to use Nector The Cashback Club Checkout for a simpler merchant checkout experience when shopping online. The first time you use Nector The Cashback Club Checkout, you may be asked to provide payment credentials (e.g., a credit card number, CVV/CVC code and expiration date). You authorize us to store those payment credentials for you so that any time you use Nector The Cashback Club Checkout, you can automatically use your preferred payment information to complete checkout. Your checkout will still be directly with the applicable merchant. We are not responsible for any goods or services you purchase using Nector The Cashback Club Checkout.

You represent and warrant that the payment credentials you provide are accurate and that you are authorized to charge transactions to the account represented by those credentials. You should keep your payment credentials up to date through your Nector The Cashback Club account. You can also delete your payment information from your Nector The Cashback Club account at any time. Deleting your payment information will not affect any transaction that you already authorized.

If you store payment credentials with Nector The Cashback Club Checkout, it is important that you secure your Nector The Cashback Club log-in information, including your password, to prevent unauthorized use of or access to those payment credentials. Once enabled, Nector The Cashback Club Checkout is always active on any device where you are logged into your Nector The Cashback Club account through the Nector The Cashback Club browser extension. This means that payments may be completed using your payment credentials with Nector The Cashback Club Checkout on that device, so you should secure your device and/or log out of your Nector The Cashback Club browser extension when not using your device in order to help prevent unauthorized use of or access to the payment credentials you have stored in Nector The Cashback Club Checkout.

Nector The Cashback Club Mobile App

The Nector The Cashback Club Mobile App is only available for users in certain countries and may not currently be available in your country or location.

The Nector The Cashback Club Mobile App works on an application linked to a particular device and operating system, such as Apple's iOS operating system. Your use of the Nector The Cashback Club Mobile App may be subject to separate agreements you may enter into with your mobile device operating system provider (e.g., Apple®, Google® or Microsoft®), your mobile device manufacturer (e.g., Apple®, Samsung®), your mobile service carrier (e.g., AT&T® or Verizon®), and other parties involved in providing your mobile device service (which we individually refer to as a "Covered Third Party" and which we collectively refer to as "Covered Third Parties"). You agree to comply with all applicable third-party terms of service when using the Nector The Cashback Club Mobile App. We are not a party to those agreements and we have no responsibility for the products and services provided by third parties. You acknowledge and agree that this agreement is between you and Nector The Cashback Club, not with any Covered Third Party. You acknowledge and agree that we (and not any Covered Third Party) are solely responsible for the Nector The Cashback Club Mobile App and for providing any maintenance or support services for the Nector The Cashback Club Mobile App.

Covered Third Parties have no warranty obligations whatsoever with respect to the Nector The Cashback Club Mobile App, and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure of the Nector The Cashback Club Mobile App to conform to any warranty provided by us (if any), will be our sole responsibility.

We, not any Covered Third Parties, are responsible for addressing any claims relating to the Nector The Cashback Club Mobile App, including, but not limited to: (i) product liability claims; (ii) any claim that the Nector The Cashback Club Mobile App fails to conform to any applicable legal or regulatory requirement; (iii) claims arising under consumer protection, privacy, or similar legislation; and (iv) intellectual property claims.

If you are using the Nector The Cashback Club Mobile App on an Apple® or Google® device, you acknowledge and agree that Apple® or Google® (as applicable), and their subsidiaries (as applicable), are third party beneficiaries of this Agreement, and that they will have the right (and will be deemed to have accepted the right) to enforce this agreement against you as a third-party beneficiary. Such rights may also accrue to other handset manufacturers and operating systems which participate in the Nector The Cashback Club Mobile App.

To the extent the other terms and conditions of the rest of this Agreement conflict with the terms and conditions of this section, the terms and conditions in this section apply, but solely with respect to your use of the Nector The Cashback Club Mobile App downloaded from the Apple App Store or Google Play Store.

Account Information from Third Party Sites

When you establish an account with Nector The Cashback Club, we may allow you to register your account, log-in, or otherwise link your Nector The Cashback Club account with an account you maintain with a third-party, such as Facebook® or Google® ("Linked Account"). You represent that any Linked Account belongs to you and you are permitted to link it to your Nector The Cashback Club account. Nector The Cashback Club does not control the policies and practices of any third-party site or service, including any Linked Account you connect to the Service and Nector The Cashback Club is not responsible for any actions or omissions of providers of a Linked Account, including related to accuracy, legality or non-infringement. Nector The Cashback Club is not responsible for the products and services offered by or through your Linked Account. If permitted by your Linked Account, Nector The Cashback Club may import information from your Linked Accounts to help better offer the Service to you.

Nector The Cashback Club Rewards Program

We may from time to time make our loyalty rewards points ("Nector The Cashback Club loyalty rewards points") available to you when you complete certain actions through our Service, as part of our loyalty rewards program (the “Nector The Cashback Club Rewards Program”). When Nector The Cashback Club loyalty rewards points are available for eligible purchases made from a particular merchant, or for another action, we may indicate this to you within our Service.

You must have an Active Account (as defined below) in good-standing to participate in the Nector The Cashback Club Rewards Program, and to earn and redeem Nector The Cashback Club loyalty rewards points or receive the benefits of the Nector The Cashback Club Rewards Program. Certain Nector The Cashback Club loyalty rewards points redemption options may also require that you have a valid Nector account in good-standing linked to your Nector The Cashback Club account in order to select and successfully complete a particular redemption option.

The Nector The Cashback Club Rewards Program is not available in all countries or locations. Participation in the Nector The Cashback Club Rewards Program is unauthorized in any jurisdiction where any portion of the program may violate (or may cause Nector The Cashback Club to violate) any legal requirements, and you agree not to participate if you are a resident of any such jurisdiction. The Nector The Cashback Club Rewards Program is for personal, non-commercial use. You agree that you are not using (and will not use) the Nector The Cashback Club Rewards Program for or on behalf of any third party, for any company, association, or group, or for any commercial purpose. You further agree that you will not participate in the Nector The Cashback Club Rewards Program using multiple Nector The Cashback Club accounts as a means of avoiding any prohibition of this Agreement or to earn Nector The Cashback Club loyalty rewards points in excess of that which would otherwise be permitted under this Agreement.

You agree that Nector The Cashback Club’s decisions regarding the Nector The Cashback Club Rewards Program and your participation in it are final and binding and you agree to abide by all such decisions. Nector The Cashback Club will be the sole arbiter in cases of suspected abuse, fraud, or violation of its rules and any decision it makes relating to termination, suspension, or disabling of your participation in the Nector The Cashback Club Rewards Program and/or the expiration of any Nector The Cashback Club loyalty rewards points or other program benefits.

The most common way for you to earn Nector The Cashback Club loyalty rewards points is by making an eligible purchase from one of the participating third-party merchants while using our Service. Nector The Cashback Club loyalty rewards points are not available for all third-party merchants or items.

If a third-party merchant site is participating in the Nector The Cashback Club Rewards Program, you can earn Nector The Cashback Club loyalty rewards points based on the eligible items that you purchase from that third-party merchant. You must follow the links and instructions as disclosed within the Service or in other Nector The Cashback Club Rewards Program materials, in order to complete the eligible purchase and/or complete any other qualifying or required action(s).

We may display to you the amount or range of Nector The Cashback Club loyalty rewards points which you may earn in connection with an eligible purchase in a number of ways, including but not limited to: (1) a fixed percentage reward rate applicable for eligible purchases (for example, 3% in Nector The Cashback Club loyalty rewards points based on the subtotal of eligible items), (2) a percentage reward rate range applicable for eligible purchases (for example, 1-4% in Nector The Cashback Club loyalty rewards points based on the subtotal of eligible items), (3) a fixed number of points for an eligible purchase (for example, 500 Nector The Cashback Club loyalty rewards points), or (4) a range of Nector The Cashback Club loyalty rewards points for an eligible purchase (for example, 300-500 points). If displaying a percentage reward rate or percentage reward rate range, the relevant percentage is applied to the subtotal of eligible items purchased from a participating third-party merchant, excluding tax or any additional fees such as shipping. You can only earn Nector The Cashback Club loyalty rewards points on eligible purchases, and certain items, product categories, and purchases are ineligible for Nector The Cashback Club loyalty rewards points. Exclusions vary by merchant. Except for certain product-specific offers, we generally won’t be able to determine if the item(s) you have purchased are eligible for Nector The Cashback Club loyalty rewards points until after you make your purchase.

The exact number of Nector The Cashback Club loyalty rewards points that can be earned on an eligible purchase will be assigned by Nector The Cashback Club based on your eligible items after you complete your purchase, but, subject to the terms of this Agreement and provided all of your items are eligible, will fall within the range or up to the maximum number disclosed to you, and will be based on a number of factors of our choosing, which may include random chance.

We may also offer other ways to earn Nector The Cashback Club loyalty rewards points. Such earning opportunities may be subject to additional terms, as specified at the time of the offer. Nector The Cashback Club loyalty rewards points appear as pending in your Account Overview, generally within 2-14 days of completing your purchase, although this may vary based on the transaction and third-party merchant. This will occur before we have verified that all items of your purchase are eligible for Nector The Cashback Club loyalty rewards points. Nector The Cashback Club loyalty rewards points will remain pending for approximately 60-90 days (although this varies based on the third-party merchant and may be longer or shorter in some instances). If part or all of your purchase is ineligible for Nector The Cashback Club loyalty rewards points, or if you do return all or part of your purchase or receive a refund on it (either through the merchant or via a chargeback or reversal of any kind), the number of Nector The Cashback Club loyalty rewards points you receive on your purchase, whether or not showing as "pending," will be reduced accordingly based on the new subtotal of eligible items. If there are no eligible items in your order, you will not earn any Nector The Cashback Club loyalty rewards points on that transaction or order. You will not earn Nector The Cashback Club loyalty rewards points for any items that you return.

Nector The Cashback Club loyalty rewards points that are pending cannot be used or redeemed. You will be able to see in your Account Overview when Nector The Cashback Club loyalty rewards points are no longer pending and become available to redeem.

We are able to provide Nector The Cashback Club loyalty rewards points to you based on our agreements with third-party affiliate networks and/or third-party merchants in connection with your purchases. As such, we can only provide Nector The Cashback Club loyalty rewards points to you when an action is successfully completed and tracked and after the relevant third-party completes its obligations to us with respect to such action. If the relevant third-party does not fulfil its obligations to us under the applicable agreement, then Nector The Cashback Club may choose not to provide the Nector The Cashback Club loyalty rewards points associated with that transaction to you. This includes instances where there are difficulties in tracking a transaction due to your use of an ad blocker or another service similar to Nector The Cashback Club. This could occur if, for example, you have downloaded another browser extension that provides a service similar to Nector The Cashback Club or navigated to a third-party merchant site by clicking on a link from another website that provides discount codes or price tracking services.

If you have questions or issues in connection with earning Nector The Cashback Club loyalty rewards points for your transaction, please contact us at support@thecashback.club. We may require you to provide copies of your order confirmation, order number, or other proof of purchase. We may elect to provide you Nector The Cashback Club loyalty rewards points based on the information you provide.

Provided your account is active and in good standing, once you accumulate enough Nector The Cashback Club loyalty rewards points, you can redeem those Nector The Cashback Club loyalty rewards points for a third-party merchant gift card, or for other available redemption options as disclosed within the Service. You may be required to collect a minimum amount of Nector The Cashback Club loyalty rewards points, as disclosed within our Service, prior to being eligible for a particular redemption option. Selection of merchant gift cards may vary based on availability. Use of a third-party merchant gift card at a selected merchant will be subject to such merchant’s and/or the gift card issuer’s own terms of service. For the avoidance of doubt, gift cards may only be used at the named merchant on the gift card, and not at several merchants. All redemptions are final and cannot be reversed once initiated by you. We may place other limitations on your ability to redeem Nector The Cashback Club loyalty rewards points. We may change the price, redemption-rate or availability of any item for which you may redeem Nector The Cashback Club loyalty rewards points and without prior notice. We may also offer additional redemption options from time to time, as disclosed within our Service.

Redemption options are offered subject to availability, and may vary based on your location, and other limitations or factors, and may be subject to additional specific terms or limitations. Not all redemption options are available for all users, or in all locations or countries. Available redemption options for you will be displayed to you within the Service. Once a particular redemption is initiated, by you, it may take a certain amount of time for you to receive your award following completion of your redemption (for example, 24 hours, but this may be longer in some instances depending on the particular redemption option).

In the event that gift cards allow for charitable contributions, Nector The Cashback Club shall not be responsible for providing a certificate of accreditation.

Nector The Cashback Club loyalty rewards points cannot be purchased, are not your property, are not money, can expire as described below, and have no value prior to redemption. Upon redemption, additional terms may apply. Nector The Cashback Club loyalty rewards points are not transferrable under any circumstances (except where Nector The Cashback Club expressly makes transfer or account linking functionality available within the Nector The Cashback Club Rewards Program, and then subject to any additional terms or limitations set out by Nector The Cashback Club). Without limiting the foregoing, Nector The Cashback Club loyalty rewards points are not descendible, and may not be transferred by operation of law (including via inheritance, bankruptcy, or in the event of divorce). It is your responsibility to determine what, if any, taxes apply to the benefits you receive through the redemption of Nector The Cashback Club loyalty rewards points, and it is solely your responsibility to assess, collect, report and remit the correct taxes to the appropriate authority. We are not responsible for determining whether any taxes apply to your transaction or redemption, or for calculating, collecting, reporting or remitting taxes arising from any transaction or redemption.

Nector The Cashback Club reserves the right at any time to cancel, modify, or restrict any aspect of our Nector The Cashback Club Rewards Program, including any point redemption ratios, redemption offers, expiration terms, etc. Nector The Cashback Club reserves the right to apply such changes retroactively to Nector The Cashback Club loyalty rewards points already accrued. You agree that Nector The Cashback Club has the right to limit the quantity of Nector The Cashback Club loyalty rewards points you may earn, refuse to provide you Nector The Cashback Club loyalty rewards points, or otherwise modify, restrict or limit your ability to earn or redeem Nector The Cashback Club loyalty rewards points where Nector The Cashback Club reasonably suspects that you have abused any Nector The Cashback Club Rewards Program benefits or privileges, or have violated or acted inconsistently with this Agreement or applicable law. Unless doing so would put us at risk, in such cases, Nector The Cashback Club will notify you. Abuse or violations that may result in suspension or termination include (but are not limited to): (i) using automated or fraudulent means (including artificially manufacturing transactions/spend) to earn Nector The Cashback Club loyalty rewards points or otherwise participate in the Nector The Cashback Club Rewards Program; (ii) your failure to abide by the requirements of this Agreement; (iii) the attempted or actual purchase, sale, or transfer of any Nector The Cashback Club loyalty rewards points, and (iv) making a misrepresentation to Nector The Cashback Club in connection with your participation in the Nector The Cashback Club Rewards Program. You understand and agree that termination of your participation in the Nector The Cashback Club Rewards Program will result in the immediate forfeiture of all Nector The Cashback Club loyalty rewards points.

Maintenance of Nector The Cashback Club Loyalty Rewards Points

To maintain your Nector The Cashback Club loyalty rewards points, you must have an Active Account (as defined below) and earn at least 10 Nector The Cashback Club loyalty rewards points during each consecutive 365 day period (for example, from April 10th of this year to April 10th of next year) (each a “365 Day Period”). An active account is a Nector The Cashback Club account which you have made a purchase through, or logged into, during the prior 365 Day Period and earned at least 10 new Nector The Cashback Club loyalty rewards points during that 365 Day Period (an “Active Account”). This means that, to the maximum extent permitted by applicable law, if you have not logged into your Nector The Cashback Club account or made a purchase through it, and earned at least 10 new Nector The Cashback Club loyalty rewards points in the last 365 Day Period, Nector The Cashback Club has the right to reduce your Nector The Cashback Club loyalty rewards points balance to zero (0), but we will notify you before that happens. To the maximum extent permitted by applicable law, you agree that any disputes about any such reduction of your Nector The Cashback Club loyalty rewards points will be resolved by Nector The Cashback Club, and you agree to abide by Nector The Cashback Club’s resolution of such dispute.

If your Nector The Cashback Club account is closed for any reason, you will no longer be able to redeem any Nector The Cashback Club loyalty rewards points.

Referral Program

Nector The Cashback Club may, from time to time, allow you to earn Nector The Cashback Club loyalty rewards points in connection with taking actions to promote the Service, including by referring a friend to the Service ("Referral Program"). To be eligible to earn Nector The Cashback Club loyalty rewards points through the Referral Program (i) you must refer a new user to the Service by providing your personalized link, (ii) the new user must use your link to create a user account and become a Member and (iii) the new user must make a qualifying purchase using their Member account and earn Nector The Cashback Club loyalty rewards points.

You may not attempt to earn Nector The Cashback Club loyalty rewards points in connection with the Referral Program through fraud, deceit, or artificial or illegal means, including by creating multiple or duplicate accounts, engaging in a bot network, spam, advertising or any paid promotional channel. We reserve the right, in our sole discretion, to withhold Nector The Cashback Club loyalty rewards points for any reason in connection with the Referral Program with or without cause. We may also limit, in our sole discretion and without prior notice, the amount of Nector The Cashback Club loyalty rewards points you may earn through the Referral Program or any aspect thereof. Failure to comply with this Agreement or any fraudulent or abusive actions may result in the removal of Nector The Cashback Club loyalty rewards points from your account, and may also result in Nector The Cashback Club suspending or closing your account and/or suspending or terminating your access to the Service.

Your Log-In and Account Information

You agree and understand that you are responsible for maintaining the confidentiality of your Log-in ID, email address, password and any other personal identifying information or other codes used to access your Nector The Cashback Club account or the Service ("Log-In Information"). If you become aware of any unauthorized use of your Log-In Information, you agree to notify Nector The Cashback Club immediately.

Accurate records enable Nector The Cashback Club to provide the Service to you. You agree to keep your email address, your other contact information and any payment information in your Nector The Cashback Club account profile accurate and up-to-date. If you do not do this, the accuracy and effectiveness of the Service to you will be affected and you may not receive account notices that we deliver to you. If you fail to keep your contact information updated, you will still be deemed to have received any notices we deliver to the email address you last provided.

Electronic Notices

By providing us with your email address, you agree to receive all account related notices electronically, to that e-mail address. It is your responsibility to update or change that address, as appropriate. Notices will be provided in HTML (or, if your system does not support HTML, in plain-text) in the text of the e-mail or through a link to the appropriate page on our site, accessible through any standard modern, commercially available internet browser. We may also use your email address to contact you about our own and third-parties' goods and services that may be of interest to you. If you do not want us to use your information in this way, please adjust your user preferences in your account profile and /or click "Unsubscribe" in any e-mail communications we send you.

Electronic Notifications

Nector The Cashback Club may provide you with electronic notifications by email, push notification or other electronic means. Some electronic notifications are mandatory, including security-related notifications, such as when you update your log-in information or password.

Other types of notifications are voluntary and may be modified through the Service. They may be customized, deactivated or reactivated by you. These notifications allow you to choose alert messages for your account. Nector The Cashback Club may add new notifications from time to time, or cease to provide certain notifications at any time upon its sole discretion. Each alert has different options available, and you may be asked to select from among these options upon activation of your notifications service. You may also be able to modify how you receive push notifications via the Nector The Cashback Club Mobile App through your mobile device by changing your mobile device settings.

Electronic notifications will be sent to the email address you have provided as your primary email address for the Service.

Because notifications are not encrypted, we will never include your password. However, notifications may include your Nector The Cashback Club login information and some information about your accounts. Anyone with access to your email will be able to view the content of these notifications. While you may disable certain voluntary notifications, we will still send you Service-related notices as needed to allow us to provide you the Service.

Nector The Cashback Club's Intellectual Property Rights

The contents of the Service, including its "look and feel" (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including html-based computer programs) and other material are protected under copyright, trademark and other laws. The contents of the Service belong or are licensed to Nector The Cashback Club or its software or content suppliers. Nector The Cashback Club grants you the right to view and use the Service subject to this Agreement. Any distribution, reprint or electronic reproduction of any content from the Service, other than as expressly permitted in this Agreement or with our prior written consent, is prohibited. If you would like to request such permission, shoot us an email at support@thecashback.club.

Your right to access and use the Service is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use our Service for lawful, internal, and non-commercial purposes. Subject to your compliance with this Agreement, Nector The Cashback Club hereby grants to you, a personal, worldwide, non-assignable, non-sublicensable, non-transferrable, and non-exclusive license to (i) use the software and content provided to you as part of the Service (for personal, non-commercial purposes; and (ii) download a single copy of our software for such use.

You agree that Nector The Cashback Club may use your feedback, suggestions, or ideas in any way, including in future modifications of the Service, other products or services, advertising or marketing materials (although any use of your personal information will be subject to our Nector The Cashback Club International Privacy Statement).

Technology Disclaimer

Your access and use of the Service may be interrupted from time to time due to third-party failures outside of our control (such as unavailability of general Internet infrastructure). Access and use may also be interrupted for periodic updating, maintenance or repair of the Service by Nector The Cashback Club. While we will make reasonable efforts to make the Service available to you, we do not promise that it will be available at all times.

You are responsible for providing the mobile device, wireless service plan, software, Internet connections, and/or other equipment or services that you need to download, install, and use the Nector The Cashback Club Mobile App. We do not guarantee that the Nector The Cashback Club Mobile App can be accessed and used on any particular mobile device or with any particular service plan. We do not guarantee that the Nector The Cashback Club Mobile App will be available in, or that orders for products can be placed from, any particular geographic location.

Nector The Cashback Club cannot always foresee or anticipate technical or other difficulties which may result in failure to obtain data or loss of data, personalization settings or other service interruptions. Nector The Cashback Club cannot assume responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, communications or personalization settings.

Rules for Posting Content

As part of the Service, Nector The Cashback Club may allow Users to post content on various publicly available locations in the Service ("User Content"). You agree in posting User Content to follow the following rules:

• You are responsible for all User Content you submit to the Service.
• By submitting User Content to us, you represent that you have all necessary rights and hereby grant us a perpetual, worldwide, irrevocable, non-exclusive, royalty-free, sublicensable and transferable license to use, reproduce, distribute, prepare derivative works of, modify, display, and perform all or any portion of the User Content in connection with the Service and our business, including without limitation for promoting and redistributing part or all of the site (and derivative works thereof) in any media formats and through any media channels. You also hereby grant each User a non-exclusive license to access and use your User Content through the Service, and to use, reproduce, distribute, prepare derivative works of, display and perform such User Content as permitted through the functionality of the Service and under this Agreement.
• You may not post or transmit any message, data, image or program that would violate the property rights of others, including unauthorized copyrighted text, images or programs, trade secrets or other confidential proprietary information, and trademarks or service marks used in an infringing fashion.
• You may not interfere with other Users' use of the Service, including, without limitation, disrupting the normal flow of dialogue in an interactive area of the Service, deleting or revising any content posted by another person or entity, or taking any action that imposes a disproportionate burden on the Service infrastructure or that negatively affects the availability of the Service to others.

Prohibited Activities

You represent, warrant, and agree that you will not contribute any content or otherwise use the Service or interact with the Service in a manner that:

1. Infringes or violates the intellectual property rights or any other rights of anyone else (including Nector The Cashback Club);
2. Violates any law or regulation or this Agreement;
3. Is harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable;
4. Jeopardizes the security of your Nector The Cashback Club account or anyone else's (such as allowing someone else to log in to the Service as you);
5. Attempts, in any manner, to obtain the password, account, or other security information from any other User;
6. Violates the security of any computer network, or cracks any passwords or security encryption codes;
7. Runs Maillist, Listserv, any form of auto-responder or "spam" on the Service, or any processes that run or are activated while you are not logged into the Service, or that otherwise interfere with the proper working of the Service (including by placing an unreasonable load on the Service's infrastructure) or that would bypass the navigational structure or presentation of the Service;
8. "Crawls," "scrapes," or "spiders" any page, data, or portion of or relating to the Service or Content (through use of manual or automated means);
9. Copies or stores any significant portion of the Content;
10. Decompiles, reverse engineers, or otherwise attempts to obtain the source code or underlying ideas or information of or relating to the Service; or
11. Circumvents, removes, alters, deactivates, degrades or thwarts any protective or security measure, or any content protections, which Nector The Cashback Club has implemented as part of the Service.

If you violate or infringe any of the rules above, we may immediately suspend or terminate your right to use or access the Service.

Disclaimer of Representations and Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH THE SERVICE OR PROVIDED THROUGH THE SERVICE (WHETHER OR NOT SPONSORED) ARE PROVIDED TO YOU ON AN "AS-IS" AND "AS AVAILABLE" BASIS. NECTOR THE CASHBACK CLUB MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SERVICE OR OF THE SERVICE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.

NECTOR THE CASHBACK CLUB MAKES NO REPRESENTATIONS, WARRANTIES, CONDITIONS, OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT ON THE SERVICE OR OF THE SERVICE (WHETHER OR NOT SPONSORED), AND EXPRESSLY DISCLAIMS ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS OF NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. NECTOR THE CASHBACK CLUB MAKES NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SERVICE IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION. YOU ARE RESPONSIBLE FOR ENSURING THE ACCURACY OF ANY USER CONTENT THAT YOU PROVIDE, AND WE DISCLAIM ALL LIABILITY AND RESPONSIBILITY FOR THE ACCURACY OF SUCH CONTENT.

Notification Disclaimer

You understand and agree that any notifications provided to you through the Service may be delayed or prevented by a variety of factors. Nector The Cashback Club does its best to provide notifications in a timely manner with accurate information. However, we neither guarantee the delivery nor the accuracy of the content of any notification. You also agree that Nector The Cashback Club shall not be liable for any delays, failure to deliver, or misdirected delivery of any notification; for any errors in the content of a notification; or for any actions taken or not taken by you or any third-party in reliance on a notification.

Limitations on Nector The Cashback Club's Liability

NECTOR THE CASHBACK CLUB SHALL IN NO EVENT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFIT, REVENUE OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO THE SERVICE, YOUR USE OF THE SERVICE OR THIS AGREEMENT, OR FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION OBTAINED ON OR THROUGH THE SERVICE, EVEN IF NECTOR THE CASHBACK CLUB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THIS AGREEMENT, NECTOR THE CASHBACK CLUB'S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO $500.00 (FIVE HUNDRED UNITED STATES DOLLARS).

BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, THE LIABILITY OF NECTOR THE CASHBACK CLUB SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW. THEREFORE, THE FOREGOING LIMITATIONS SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW. NOTHING IN THIS AGREEMENT AFFECTS STATUTORY RIGHTS THAT CANNOT BE WAIVED OR LIMITED BY CONTRACT.

Your Indemnification of Nector The Cashback Club

You shall defend, indemnify and hold harmless Nector The Cashback Club and its officers, directors, shareholders, and employees, from and against all claims and expenses, including but not limited to attorney's fees and other legal expenses, in whole or in part arising out of or attributable to your use of the Service (including any purchases you make within the Nector The Cashback Club Mobile App) or any breach of this Agreement by you or your violation of any law or the rights of a third-party when using the Service.

Ending your Relationship with Nector The Cashback Club (and vice versa)

This Agreement will continue to apply until terminated by either you or Nector The Cashback Club as set out below.

If you want to terminate this Agreement, you may do so immediately at any time by closing your account for the Service. Please use the directions below to cancel your account, only if you have created a Membership. Otherwise just uninstall Nector The Cashback Club and stop visiting our Website and using the Service.

Email support@thecashback.club to cancel your account. Upon doing so:

• your account will be closed and your ability to log in will be deactivated; and
• any data in our records will be retained subject to our privacy statement.

Nector The Cashback Club may immediately, at any time, terminate this Agreement (and therefore your right to access and use the Service) by notifying you (if safe to do so) to the e-mail address provided by you as part of your Registration Information.

ARBITRATION CLAUSE & CLASS ACTION WAIVER – IMPORTANT – PLEASE REVIEW AS THIS AFFECTS YOUR LEGAL RIGHTS

Arbitration. YOU AGREE THAT ALL DISPUTES BETWEEN YOU AND US (WHETHER OR NOT SUCH DISPUTE INVOLVES A THIRD-PARTY) WITH REGARD TO YOUR RELATIONSHIP WITH US, INCLUDING WITHOUT LIMITATION DISPUTES RELATED TO THIS AGREEMENT, YOUR USE OF THE SERVICE, AND/OR RIGHTS OF PRIVACY AND/OR PUBLICITY, WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION UNDER THE AMERICAN ARBITRATION ASSOCIATION'S RULES FOR ARBITRATION OF CONSUMER-RELATED DISPUTES AND YOU AND WE HEREBY EXPRESSLY WAIVE TRIAL BY JURY; PROVIDED, HOWEVER, THAT TO THE EXTENT THAT YOU HAVE IN ANY MANNER VIOLATED OR THREATENED TO VIOLATE OUR INTELLECTUAL PROPERTY RIGHTS, WE MAY SEEK INJUNCTIVE OR OTHER APPROPRIATE RELIEF IN ANY STATE OR FEDERAL COURT IN THE STATE OF CALIFORNIA. DISCOVERY AND RIGHTS TO APPEAL IN ARBITRATION ARE GENERALLY MORE LIMITED THAN IN A LAWSUIT, AND OTHER RIGHTS THAT YOU AND WE WOULD HAVE IN COURT MAY NOT BE AVAILABLE IN ARBITRATION.

If you wish to begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim to 963 E. 4th Street, Los Angeles, CA 90013.

As an alternative, you may bring your claim in your local "small claims" court, if permitted by that small claims court's rules and if within such court's jurisdiction, unless such action is transferred, removed or appealed to a different court. You may bring claims only on your own behalf. Neither you nor we will participate in a class action or class-wide arbitration for any claims covered by this agreement to arbitrate. BY AGREEING TO THIS ARBITRATION CLAUSE & CLASS ACTION WAIVER, YOU AND NECTOR THE CASHBACK CLUB ARE GIVING UP THE RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER ON ANY CLASS CLAIM THAT EACH SIDE MAY HAVE AGAINST THE OTHER INCLUDING ANY RIGHT TO CLASS ARBITRATION OR ANY CONSOLIDATION OF INDIVIDUAL ARBITRATIONS. You also agree not to participate in claims brought in a private attorney general or representative capacity, or consolidated claims involving another person's account, if we are a party to the proceeding. This dispute resolution provision will be governed by the Federal Arbitration Act and not by any state law concerning arbitration. In the event the American Arbitration Association is unwilling or unable to set a hearing date within one hundred sixty (160) days of filing the case, then either we or you can elect to have the arbitration administered instead by the Judicial Arbitration and Mediation Services. Judgment on the award rendered by the arbitrator may be entered in any court having competent jurisdiction. Any provision of applicable law notwithstanding, the arbitrator will not have authority to award damages, remedies or awards that conflict with this Agreement. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of, related to or connected with the use of the Service or this Agreement must be filed within one (1) year after such claim of action arose or be forever banned.

If you do not want to arbitrate disputes with Nector The Cashback Club and you are an individual, you may opt out of this ARBITRATION CLAUSE & CLASS ACTION WAIVER by sending an email to support@thecashback.club within thirty (30) days of the first date you access or use the Service. Severability. If the prohibition against class actions and other claims brought on behalf of third parties contained above is found to be unenforceable, then all of the preceding language in this Arbitration section will be null and void. This arbitration agreement will survive the termination of your relationship with us.

Governing Law and Forum for Disputes

This Agreement, and your relationship with Nector The Cashback Club under this Agreement, shall be governed by the laws of the State of California in the United States of America without regard to its conflict or choice of laws provisions. Any dispute with Nector The Cashback Club, or its officers, directors, employees, agents or affiliates, arising under or in relation to this Agreement shall be resolved exclusively as specified in the ARBITRATION CLAUSE & CLASS ACTION WAIVER clause above, except with respect to imminent harm requiring temporary or preliminary injunctive relief in which case Nector The Cashback Club may seek such relief in any court with jurisdiction over the parties. You understand that, in return for agreement to this provision, Nector The Cashback Club is able to offer the Service at the terms designated, with little or no charge to you, and that your assent to this provision is an indispensable consideration to this Agreement.

You also acknowledge and understand that, with respect to any dispute with Nector The Cashback Club, its officers, directors, employees, agents or affiliates, arising out of or relating to your use of the Service or this Agreement:

• YOU ARE GIVING UP YOUR RIGHT TO HAVE A TRIAL BY JURY; and
• YOU ARE GIVING UP YOUR RIGHT TO SERVE AS A REPRESENTATIVE, AS A PRIVATE ATTORNEY GENERAL, OR IN ANY OTHER REPRESENTATIVE CAPACITY, OR TO PARTICIPATE AS A MEMBER OF A CLASS OF CLAIMANTS, IN ANY LAWSUIT INVOLVING ANY SUCH DISPUTE.

Copyright Disputes and User Content

You may have heard of the Digital Millennium Copyright Act (the "DMCA"), as it relates to online service providers, like Nector The Cashback Club, being asked to remove user generated material that allegedly violates someone's copyright. We respect others' intellectual property rights, and we reserve the right to delete or disable User Content alleged to be infringing, and to terminate the accounts of repeat alleged infringers; to review our complete Copyright Dispute Policy and learn how to report potentially infringing content, visit here. To learn more about the DMCA, visit here.

Assignment

Nector The Cashback Club may assign, without recourse, any or all of its rights or obligations under this Agreement, including all or a portion of this Agreement.

Miscellaneous

If any portion of this Agreement is deemed unlawful, void or unenforceable by any arbitrator or court of competent jurisdiction, this Agreement as a whole shall not be deemed unlawful, void or unenforceable, but only that portion of this Agreement that is unlawful, void or unenforceable shall be stricken from this Agreement.

You agree that if Nector The Cashback Club does not exercise or enforce any legal right or remedy which is contained in the Agreement (or which Nector The Cashback Club has the benefit of under any applicable law), this will not be taken to be a formal waiver of Nector The Cashback Club's rights and that those rights or remedies will still be available to Nector The Cashback Club.

All covenants, agreements, representations and warranties made in this Agreement shall survive your acceptance of this Agreement and the termination of this Agreement.

The term "including" in this Agreement means "including but not limited to."

Contact Us

Nector The Cashback Club welcomes comments, questions, concerns, or suggestions. Please send us feedback by emailing us at support@thecashback.club

Our Corporate address

Seven Billion Technologies Pvt. Ltd.

A/14, Ground Floor, Rushabh Apartment, Harkisondas Hospital, Mumbai, MUMBAI, MAHARASHTRA, 400004

Supplemental Terms for Users Accessing or Using Our Service in Canada, Australia, New Zealand, India, Mexico, and Brazil

Canada

If you are accessing or using our Service in Canada, the following additional terms apply and form part of the Agreement. In the event of any conflict or inconsistency between the following supplemental terms and the provisions of the main body of the Agreement, the following supplemental terms shall prevail with respect to your access or use of our Service in Canada:

• Application of the Canadian Provincial Consumer Laws. Nothing in this Agreement will, or is intended to, disclaim, exclude, prevent or limit the application of Canadian provincial consumer laws, including any applicable statutory consumer guarantees and rights, contained in Canadian provincial law. Any disclaimer of representations or warranties, release or limitation of our liability to you shall only apply to, and be enforceable under, this Agreement to the extent permitted by law.
• Governing Law for Consumers Residing in Quebec. If you reside in Quebec, the Agreement will be governed by the laws of the Province of Quebec, without giving effect to any principles of conflicts of laws.
• Commercial Electronic Messages: We will obtain your consent where required by law to send you Electronic Notifications, Push Messages or emails about our own and third-parties' goods and services that may be of interest to you.
• Jurisdiction. Except as otherwise agreed by the parties, you agree to irrevocably submit to the non-exclusive jurisdiction of the courts of Ontario, and if you reside in Quebec, to the courts of Quebec, for the purpose of any suit, action or other proceeding arising out of this Agreement.

Australia

If you are accessing or using our Service in Australia, the following additional terms apply and form part of the Agreement. In the event of any conflict or inconsistency between the following supplemental terms and the provisions of the main body of the Agreement, the following supplemental terms shall prevail with respect to your access or use of our Service in Australia:

• Application of the Australian Consumer Law. Nothing in this Agreement will, or is intended to, disclaim, exclude, prevent or limit the application of the Australian Consumer Law set out in Schedule 2 to the Competition and Consumer Act 2010 (Cth), including any applicable statutory consumer guarantees, contained in the Australian Consumer Law. Any disclaimer of representations or warranties, release or limitation of our liability to you shall only apply to, and be enforceable under, this Agreement to the extent permitted by law, including the Australian Consumer Law, if applicable.
• Indemnity. You will not be obliged to indemnify Nector The Cashback Club under the section titled ‘Your Indemnification of Nector The Cashback Club' to the extent that any claims and expenses arise from the negligence or willful misconduct of Nector The Cashback Club, its officers, directors, shareholders and employees.
• Modification. Where Nector The Cashback Club modifies this Agreement, we will provide you with reasonable notice, where practicable, of such modification.
• Nector The Cashback Club Rewards Program. Except in the event of fraud, any cancellation, modification or restriction of any aspect of the Nector The Cashback Club Rewards Program will be effective on our provision of reasonable notice to you, where practicable, and will not apply retroactively.
• Marketing and communications. Subject to your right to unsubscribe under ‘Your Registration Information', you consent to receiving, and our use and disclosure of your personal information in order to send you, sponsored links from advertisers, third-party offers, Nector The Cashback Club Offers, personalized links or other electronic notifications, which may be of interest to you.
• Collection notice and consent. You acknowledge and agree that our Nector The Cashback Club International Privacy Statement explains how, and the purposes for which we will collect, use, disclose and handle your personal information; how to access and seek correction of your personal information; how you can lodge a complaint regarding the handling of your personal information; and how we will handle any such complaint. If you do not provide us with relevant personal information, we may not be able to provide you with access to parts of the Service. You acknowledge that your personal information may be disclosed to our related entities and to third parties that help us deliver our Service (subject to and in accordance with our Nector The Cashback Club International Privacy Statement), including parties located outside of Australia, such as in the United States and the European Union.
• Jurisdiction. You submit to the exclusive jurisdiction of the Courts of Australia in relation to this agreement.

New Zealand

If you are accessing or using our Service in New Zealand, the following additional terms apply and form part of the Agreement. In the event of any conflict or inconsistency between the following supplemental terms and the provisions of the main body of the Agreement, the following supplemental terms shall prevail with respect to your access or use of our Service in New Zealand:

• Application of New Zealand consumer laws. Nothing in this Agreement will, or is intended to, disclaim, exclude, prevent or limit the application of mandatory provisions of New Zealand consumer law, such as the Consumer Guarantees Act 1993 or the Fair Trading Act 1986. Any disclaimer of representations or warranties, release or limitation of our liability to you shall only apply to, and be enforceable under, this Agreement to the extent permitted by law.
• Indemnity. You will not be obliged to indemnify Nector The Cashback Club under the section titled 'Your Indemnification of Nector The Cashback Club' to the extent that any claims and expenses arise from the negligence or other unlawful act or omission of Nector The Cashback Club, its officers, directors, shareholders and employees.
• Modification. Where Nector The Cashback Club modifies this Agreement, we will provide you with reasonable notice, where practicable, of such modification.
• Nector The Cashback Club Rewards Program. Except in the event of fraud, any cancellation, modification or restriction of any aspect of the Nector The Cashback Club Rewards Program will be effective on our provision of reasonable notice to you, where practicable, and will not apply retroactively.
• Commercial Electronic Messages: We will obtain your consent where required by law to send you Electronic Notifications, Push Messages or emails about our own and/or third-parties' goods and services that may be of interest to you. We will comply with all applicable legal requirements in relation to the electronic messages we send you, and will ensure that any text messages you receive are not billed to you unless you have specifically consented to the associated fees and charges.
• Jurisdiction. You submit to the exclusive jurisdiction of the Courts of New Zealand in relation to this agreement.

India

If you are accessing or using our Service in India, the following additional terms apply and form part of the Agreement. In the event of any conflict or inconsistency between the following supplemental terms and the provisions of the main body of the Agreement, the following supplemental terms shall prevail with respect to your access or use of our Service in India:

• Governing Law and Arbitration. This Agreement is governed by the laws of India. Notwithstanding anything contained in the Section titled "Governing Law and Forum for Disputes," if you are a User based in India, any controversy, conflict or dispute of any nature arising out of or relating to or in connection with this Agreement, including a dispute regarding the existence, validity or termination of this Agreement, shall be settled finally by arbitration. The seat of the arbitration shall be Mumbai and the proceedings shall be conducted in English. The arbitration shall be conducted and finally settled by a single arbitrator to be mutually agreed in writing. The arbitrator shall give a reasoned decision or award, including as to the costs of the arbitration, which shall be final and binding. Each Party shall bear and pay its own costs, expenses, fees, disbursements and other charges of its counsel, in connection with the arbitration proceedings except as may be otherwise determined by the arbitrator.
• Under no circumstances will you be entitled to withdraw the amount corresponding to Nector The Cashback Club loyalty rewards points, into your bank account, any payment instruments or otherwise ask for a withdrawal in the form of cash, bank draft or in any other manner. The amount corresponding to Nector The Cashback Club loyalty rewards points awarded to you can only be applied for purchase of gift cards from our partner institutions, which can be used for purchase of eligible goods or services from such partners.
• The gift cards purchased by you using Nector The Cashback Club loyalty rewards points are issued by the third-party merchants having an arrangement with us, and are not issued, operated or managed by Nector The Cashback Club. Accrual of Nector The Cashback Club loyalty rewards points to you is at all times linked to purchase of goods and services by you from the third-party merchants or undertaking other identified actions such as creating an account, updating account information, etc. Under no circumstances, will you be able to separately purchase Nector The Cashback Club loyalty rewards points against payment of legal currency. We reserve the right to employ reasonable technological and other methods to prevent misuse of this scheme. Further, you acknowledge that Nector The Cashback Club's decision to take certain actions, including limiting access to your offer, may be based on confidential criteria that is essential to our management of risk, the security of users' accounts, comply with applicable laws and otherwise protect the Nector The Cashback Club system. You agree that Nector The Cashback Club is under no obligation to disclose the details of its risk management or its security procedures to you.

Mexico

If you are accessing or using our Service in Mexico, the following additional terms apply and form part of the Agreement. In the event of any conflict or inconsistency between the following supplemental terms and the provisions of the main body of the Agreement, the following supplemental terms shall prevail with respect to your access or use of our Service in Mexico:

• Application of Mexican Consumer Laws. Nothing in this Agreement will, or is intended to, disclaim, exclude, prevent or limit the application of Mexican consumer laws, including any applicable statutory consumer guarantees and rights, contained in Mexican law. Any disclaimer of representations or warranties, release or limitation of our liability to you shall only apply to, and be enforceable under, this Agreement to the extent permitted by law.
• Governing law and jurisdiction. If you reside in Mexico, the Agreement will be governed by and interpreted in accordance with the federal laws of Mexico. Except as otherwise agreed by the parties, you agree to irrevocably submit to the jurisdiction of the courts located at Mexico City, with express waiver of any other court, however privileged they may be, for the purpose of any suit, action or other proceeding arising out of this Agreement or your use or access of our Services.
• Available Services. Nector The Cashback Club extension for web browsers and the Nector The Cashback Club Rewards Program will be the only Services available to residents of Mexico. Additional services or functionality may be added at a later date, in Nector The Cashback Club's sole discretion.
• Commercial Electronic Messages. We will comply with all applicable laws in relation to the electronic messages we send you and will obtain your consent where required to send electronic notifications, push messages or emails about our own and/or third-parties' goods and services.
• Collection notice and consent. The Nector The Cashback Club International Privacy Statement explains the purposes for which and how we will collect, use, disclose and handle your personal information, including sharing with third parties. It explains how you may enforce your rights, including access to and correction of your personal information; how you can lodge a complaint regarding the handling of your personal information and how we will handle any such complaint.

Brazil

If you are accessing or using our Service in Brazil, the following additional terms apply and form part of the Agreement. In the event of any conflict or inconsistency between the following supplemental terms and the provisions of the main body of the Agreement, the following supplemental terms shall prevail with respect to your access or use of our Service in Brazil:

• Application of the Brazilian Consumer Laws. Nothing in this Agreement will, or is intended to, disclaim, exclude, prevent or limit the application of Brazilian consumer laws, including any applicable statutory consumer guarantees and rights, contained in Brazilian law. Any disclaimer of representations or warranties, release or limitation of our liability to you shall only apply to, and be enforceable under, this Agreement to the extent permitted by law.
• Governing law and jurisdiction. If you reside in Brazil, the Agreement will be governed by and interpreted in accordance with the laws of Brazil. Except as otherwise agreed by the parties, you agree to irrevocably submit to the jurisdiction of the courts of the City of São Paulo, State of São Paulo, with express waiver of any other court, however privileged they may be, for the purpose of any suit, action or other proceeding arising out of this Agreement or your use or access of our Services.
• Available Services. The Nector The Cashback Club extension for web browsers and Nector The Cashback Club Rewards Program will be the only Services available to residents of Brazil. Additional services or functionality may be added at a later date, in Nector The Cashback Club's sole discretion.
• Commercial Electronic Messages. We will comply with all applicable laws in relation to the electronic messages we send you and will obtain your consent where required to send electronic notifications, push messages or emails about our own and/or third-parties' goods and services.
• Collection notice and consent. The Nector The Cashback Club International Privacy Statement explains the purposes for which and how we will collect, use, disclose and handle your personal information, including sharing with third parties. It explains how you may enforce your rights, including access to and correction of your personal information; how you can lodge a complaint regarding the handling of your personal information and how we will handle any such complaint.